Individuals and Households Program

Individuals and Households Programs (IHP) become available from FEMA following a major disaster declaration that includes Individual Assistance. IHP provides financial and direct services to eligible individuals and households affected by a disaster, who have uninsured or under-insured necessary expenses and serious needs.

 

IHP assistance may include:

  • Funds for temporary housing while you are unable to live in your home, such as rental assistance or reimbursement for hotel costs
  • Funds to support the repair or replacement of owner-occupied homes that serve as the household’s primary residence
  • A temporary housing unit, if approved for the disaster, when you are not able to use rental assistance due to a lack of available housing resources
  • Funds for hazard mitigation assistance to help eligible homeowners repair or rebuild stronger, more durable homes
  • Funds for other uninsured or under-insured disaster-caused expenses and serious needs

 

For more information on FEMA IHP or how to apply, visit:

https://www.fema.gov/assistance/individual/program 

Housing Assistance and Other Needs Assistance

FEMA's Individuals and Households Program (IHP) is the overarching program providing disaster aid while Housing Assistance (HA) is a specific component within IHP, focusing on shelter needs like temporary rent, home repairs, and lodging reimbursement. 

 

Highlights of Housing Assistance:

  • Rent
  • Lodging Expense Reimbursement
  • Home Repair or Replacement
  • Accessibility Needs
  • Privately-owned roads, bridges and docks
  • Hazard mitigation

Housing Assistance (HA) is one of two key pillars of the IHP, alongside Other Needs Assistance (ONA). ONA covers serious needs for essential items like food, water, baby formula, breast feeding supplies and medication. Money is provided as an upfront, flexible payment per household

Highlights of Other Needs Assistance 

  • Displacement
  • Childcare
  • Sanitization
  • Personal Property
  • Medical/Dental
  • Funeral
  • Transportation

 

For more information on these programs, you can visit:

https://www.fema.gov/assistance/individual/housing

Other FEMA Resources

In addition to the above IHP programs, FEMA may also offer funding for other uninsured or under-insured disaster-caused expenses and serious needs.

 

Additional FEMA programs

  • Disaster Legal Services
  • Crisis Counseling and Mental Health Services
  • Disaster Unemployment Assistance
  • Disaster Case Management

 

For more information on these programs, you can visit:

https://www.fema.gov/assistance/individual/disaster-survivors 

FEMA's Individual Assistance Program and Policy guide (IAPPG)

  • IAPPG

    Contains a description of the process and descriptions of the programs.  Community leaders involved in supporting the recovery of their residents will gain a deeper understanding of the collaboration of federal, state and local organizations and timeframes involved.

    Download